Personal payment address
One personal payment address
A payment address can belong to a person, not just a shop. Share the same easy-to-remember web address on a profile, invoice, message or QR code, while keeping the underlying payment details out of sight.
The address people share
https://openpaymentaddress.org/
The payer uses this public address. Their payment app securely looks up the available ways to pay, so the recipient does not need to send bank or wallet details every time.
Where this address can be shared
Profile
Add it to a personal website or social profile.
Invoice
Include it alongside the reason someone is paying.
Message or QR code
Share the same address directly when someone asks how to pay.
Safe interactive example
See what the payer sees
Open an example payment to this personal address. We will fill in the example address for you. You can review the payment steps, but no real money will be sent.
Simulate this payment
Example address:
https://openpaymentaddress.org/
Ready to make your own? Create a payment address.
Technical details for developers
Published payment file
OPAP Record
Payment apps derive this file’s location from the public payment address, verify it, and use it to present the available payment options. Visitors do not need to read or edit this code.
OPID
https://openpaymentaddress.org/
{
"version": 1,
"id": "https://openpaymentaddress.org/",
"revision": 2,
"issued_at": "2026-07-22T18:02:43Z",
"expires_at": "2030-01-01T00:00:00Z",
"name": "Open Payment Address demonstration",
"payment": {
"type": "options",
"options": [
{
"type": "sepa",
"currency": "EUR",
"name": "OPAP demonstration recipient",
"iban": "NL96TEST0000000000"
},
{
"type": "org.openpaymentaddress/bitcoin-onchain-v1",
"currency": "XBT",
"data": {
"address": "3E6vzgEK1VGHpNu9UE89Gjjgqd2ftexvzi"
}
}
]
}
}