A payment address that can move with the business
Switch payment providers without replacing every link
A business puts one stable payment address on invoices, websites and QR codes. If its bank, wallet or payment provider changes later, those published links can keep working.
The public address stays the same
What customers keep using
https://openpaymentaddress.org/examples/portable-business
This is the address printed on invoices and shared with customers.
Where it currently points
https://openpaymentaddress.org/examples/multi-rail
The business can update this destination without changing the public address.
The payer’s app checks both the public address and its current destination before showing any payment method. This is called delegation: it keeps the setup flexible without hiding where the payment will go.
Safe interactive example
See what the payer sees
Follow the stable business address to its current payment setup. We will fill in the example address for you. You can review the payment steps, but no real money will be sent.
Simulate this payment
Example address:
https://openpaymentaddress.org/examples/portable-business
Ready to make your own? Create a payment address.
Technical details for developers
Published payment file
OPAP Record
Payment apps derive this file’s location from the public payment address, verify it, and use it to present the available payment options. Visitors do not need to read or edit this code.
OPID
https://openpaymentaddress.org/examples/portable-business
{
"version": 1,
"id": "https://openpaymentaddress.org/examples/portable-business",
"revision": 1,
"issued_at": "2026-07-22T00:00:00Z",
"expires_at": "2030-01-01T00:00:00Z",
"name": "Portable business address demonstration",
"payment": {
"type": "delegate",
"target": "https://openpaymentaddress.org/examples/multi-rail"
}
}